Insurance guides for
working trades
Plain-spoken guides to commercial insurance. No jargon, no fluff—just what you need to know to make good decisions about your coverage.
Coverage guides by topic
Commercial Auto 101
The basics of commercial auto insurance—what it covers, who needs it, and how it differs from personal auto.
BasicsHow Much Coverage Do I Need?
Liability limits, physical damage deductibles, and cargo coverage—how to decide what's right for your business.
BondsUnderstanding Surety Bonds
What bonds are, how they differ from insurance, and why contractors need them.
TruckingNew Authority Trucking Insurance
Just got your MC number? Here's what you need to know about insurance for new motor carriers.
Auto ShopsGarage Liability vs. Garagekeepers
The two coverages auto shops need—what each covers and why you probably need both.
Real EstateVacant Property Coverage
Why standard property policies exclude vacancies and what investors can do about it.
More guides coming soon. Have a question? Contact us.
Deep dives by trade
Contractors
Commercial auto, GL, tools coverage, and bonding for all trades.
Trucking
Liability, cargo, physical damage, and new authority coverage.
Auto Repair Shops
Garage liability, garagekeepers, and commercial auto.
Real Estate Investors
Property coverage, vacant buildings, and investor liability.
Construction Bonds
License bonds, bid bonds, performance and payment bonds.
Have questions?
We're happy to talk through your situation and help you understand what coverage makes sense. No obligation.