Commercial auto insurance,
tailored to your trade
We're an independent agency—not a captive of one carrier. That means we shop the market for you and build coverage that actually fits your operation, not a one-size-fits-all policy.
Get a QuoteWhat we write
Commercial Auto Liability
The foundation of any commercial auto policy. Covers bodily injury and property damage you cause to others.
Required for all commercial vehicles
Physical Damage
Comprehensive and collision coverage for your vehicles. Protects your equipment from accidents, theft, fire, and weather.
Financed or valuable vehicles
Cargo / Motor Truck Cargo
Protects the goods you haul. From general freight to specialized commodities—refrigerated, flatbed, hazmat.
For-hire trucking operations
General Liability
Covers third-party claims for bodily injury or property damage that happen off the road—at job sites, in your shop, or on premises.
Contractors, shops, any business with a location
Garage Liability & Garagekeepers
For auto repair shops: covers your operations and customer vehicles in your care, custody, and control.
Auto repair shops, body shops, dealerships
Non-Trucking / Bobtail
Covers owner-operators when driving under personal use—not under a motor carrier's dispatch.
Leased owner-operators
Construction & contract bonds
We're appointed with CNA Surety and Merchants Bonding—two of the largest sureties in the country. If you're a contractor, we can usually get you bonded quickly and at competitive rates.
We also write miscellaneous bonds (dealer, court, fidelity, BMC-84/91) on request—just ask.
Learn About BondsLicense & Permit Bonds
Required by states and municipalities for contractors. We handle the paperwork.
Bid Bonds
Guarantees you'll enter into a contract if you win the bid.
Performance Bonds
Guarantees you'll complete the project per the contract terms.
Payment Bonds
Guarantees you'll pay subcontractors and suppliers.
Coverage guides for your trade
Different businesses need different coverage. We've written detailed guides for each of our five core industries—what you need, what's optional, and what to watch out for.
Not sure what you need?
Tell us about your business. We'll recommend coverage based on what you actually do—not what a generic checklist says.
Get a Quote